Home Warranty by Statethe rosters, each on its own date

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Sheet 9 of 50 · FL

Home warranty companies in Florida

What the trade sells as a home warranty is, in law, a service contract: a paid promise to repair or replace named home systems and appliances. Florida's statute calls it a "home warranty association / home warranty". It is not a builder's or manufacturer's warranty and it is not homeowners insurance; the contract you receive governs.

Facts read on state pages; sheet drawn October 16, 2026.

On file with the state

Regulator

Statute or program

The statute's word

home warranty association / home warranty

Regime

a license or certificate is required before a company sells

Roster

Roster as of

October 15, 2026

The rules, in plain words

  1. No one may provide or offer home warranties in Florida without a license from the Office; license tax is $200 per year Source.
  2. Associations must keep a funded unearned premium reserve of at least 25 percent of gross written premiums Source.
  3. Home warranties are assignable to a later buyer of the home, with any assignment fee capped at $40 Source.

The roster

The list below is Florida's own roster, printed as the state published it on its own date (October 15, 2026). Being on it means a company filed with the state. Registration is not a quality rating, it says nothing about claims paid or service, and a company missing from it may be registered under another name, such as the obligor printed in its contract.

The rows are not reproduced here: Florida's search shows ten names a page and offers no export, so its rows are not in the registry file this site holds. The state reported 52 entries. Read it at the source: OIR company search, home warranty associations.

Click 4 Coverage was searched for on this list on October 16, 2026 and does not appear under that name. That is why this sheet carries no advertising card.

Before you sign, in any state

  1. Ask for the full contract, not the brochure, and read the exclusions page first.
  2. Find the waiting period and the service call fee in the contract itself.
  3. Find the company that pays claims (the obligor) by name, and check that name on the state list if there is one.
  4. Note the cancellation terms and how a refund is figured.

Sources for this sheet

Read the method on how the sheets are made. Corrections go to the publisher and are dated on the sheet.

The other sheets