Home Warranty by Statethe rosters, each on its own date

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Sheet 31 of 50 · NJ

Home warranty rules in New Jersey

What the trade sells as a home warranty is, in law, a service contract: a paid promise to repair or replace named home systems and appliances. New Jersey's statute calls it a "service contract". It is not a builder's or manufacturer's warranty and it is not homeowners insurance; the contract you receive governs.

Facts read on state pages; sheet drawn October 16, 2026.

On file with the state

Regulator

not confirmed in this build

Statute or program

The statute's word

service contract

Regime

not confirmed in this build

Roster

no published list found

Roster as of

no list, so no date

The rules, in plain words

  1. Contracts may cover failure of residential or other property and leak or repair coverage for house roofing systems. Source.
  2. A provider must assure performance through reimbursement insurance, a 40 percent funded reserve, or a qualifying net worth. Source.
  3. Oversight duties such as records inspection go to the Director of the Division of Consumer Affairs, not the insurance commissioner. Source.

The roster

We found no roster that New Jersey publishes for home service contract companies. If the state starts one, this sheet will print it as the state's own list on its own date. Registration, where a state keeps it, is not a quality rating.

The 2013 New Jersey law on service contracts, as enacted, struck out a registration section; the current codified text was not read in this build.

Before you sign, in any state

  1. Ask for the full contract, not the brochure, and read the exclusions page first.
  2. Find the waiting period and the service call fee in the contract itself.
  3. Find the company that pays claims (the obligor) by name, and check that name on the state list if there is one.
  4. Note the cancellation terms and how a refund is figured.

Sources for this sheet

Read the method on how the sheets are made. Corrections go to the publisher and are dated on the sheet.

The other sheets