Home Warranty by Statethe rosters, each on its own date

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Sheet 37 of 50 · OR

Home warranty companies in Oregon

What the trade sells as a home warranty is, in law, a service contract: a paid promise to repair or replace named home systems and appliances. Oregon's statute calls it a "service contract; home service agreement". It is not a builder's or manufacturer's warranty and it is not homeowners insurance; the contract you receive governs.

Facts read on state pages; sheet drawn October 16, 2026.

On file with the state

Regulator

Statute or program

The statute's word

service contract; home service agreement

Regime

companies register or file with the state

Roster

Roster as of

not published

The rules, in plain words

  1. Every service contract obligor must register with DCBS before issuing or selling contracts covering property in Oregon. Source.
  2. A home service agreement obligor files a $25,000 surety bond with the director instead of the usual financial stability proof. Source.
  3. A home service agreement covers repair or replacement of a home's mechanical or appliance systems after wear or inherent defects and is not home protection insurance. Source.

The roster

The list below is Oregon's own roster, printed as the state published it on its own date. Being on it means a company filed with the state. Registration is not a quality rating, it says nothing about claims paid or service, and a company missing from it may be registered under another name, such as the obligor printed in its contract.

The rows are not reproduced here: Oregon's list is a report generated by a web form, which was not run for this build, so its rows are not in the registry file this site holds; it also mixes product types. Read it at the source: DFR registered entity report, obligors.

This sheet carries no advertising card: the card appears on a roster sheet only once the client is on that roster.

Before you sign, in any state

  1. Ask for the full contract, not the brochure, and read the exclusions page first.
  2. Find the waiting period and the service call fee in the contract itself.
  3. Find the company that pays claims (the obligor) by name, and check that name on the state list if there is one.
  4. Note the cancellation terms and how a refund is figured.

Sources for this sheet

Read the method on how the sheets are made. Corrections go to the publisher and are dated on the sheet.

The other sheets