Home Warranty by Statethe rosters, each on its own date

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Sheet 40 of 50 · SC

Home warranty rules in South Carolina

What the trade sells as a home warranty is, in law, a service contract: a paid promise to repair or replace named home systems and appliances. South Carolina's statute calls it a "service contract". It is not a builder's or manufacturer's warranty and it is not homeowners insurance; the contract you receive governs.

Facts read on state pages; sheet drawn October 16, 2026.

On file with the state

Regulator

Statute or program

The statute's word

service contract

Regime

companies register or file with the state

Roster

not confirmed in this build

Roster as of

no list, so no date

The rules, in plain words

  1. Each provider must file a registration with the director and pay a $200 annual fee; renewals run July 2 to September 30 through NIPR. Source.
  2. A provider must back its contracts with a reimbursement insurance policy, a funded reserve plus a deposit of at least $25,000, or a $100 million net worth. Source.
  3. Buyers get a 20-day free look with a full refund if no claim was made. Source.

The roster

No roster of home service contract companies published by South Carolina could be confirmed in this build. If the state starts one, this sheet will print it as the state's own list on its own date. Registration, where a state keeps it, is not a quality rating.

Before you sign, in any state

  1. Ask for the full contract, not the brochure, and read the exclusions page first.
  2. Find the waiting period and the service call fee in the contract itself.
  3. Find the company that pays claims (the obligor) by name, and check that name on the state list if there is one.
  4. Note the cancellation terms and how a refund is figured.

Sources for this sheet

Read the method on how the sheets are made. Corrections go to the publisher and are dated on the sheet.

The other sheets